Know your money before it runs out.
Every finance app shows you what you already spent. finapp shows you what happens next — your balance, day by day, in lei.
Free · Built for Moldova · English, Română, Русский
Your whole money picture, and where it’s heading.
Upload a bank statement and finapp reads every line: what you earn, what you spend, what repeats every month, who owes you money. Then it projects it forward, so you can see the tight week coming and decide before it arrives — not after.
Everything you need, nothing you don’t.
Your balance, day by day
A forecast built from your salary, rent, loans and habits — with a best and worst case, so you know how much room you really have.
Net worth in one number
Cards, savings, cash and foreign currency converted to lei, minus loans and what you owe people. One figure, honestly calculated.
Nothing sneaks up on you
finapp spots recurring payments on its own and tells you what’s due before it lands, so subscriptions and rent stop being surprises.
Money between friends
Track what you lent and what you borrowed, with due dates — and finapp notices when the repayment arrives in your account.
See the 22nd before it arrives.
finapp draws your balance forward day by day and marks the lowest point you’re heading for. The shaded band is the best and worst case, so a good month and a bad month are both on the screen.
Thinking about a big purchase? Add it and watch the curve redraw before you spend anything.
Money between friends, finally tracked.
Lending to family and friends is normal here, and no other app treats it as real money. finapp keeps both directions — what you lent, what you borrowed, when it’s due — and counts it in your net worth.
It even spots the repayment when it lands in your statement and offers to close the loop.
Every transaction, already sorted.
finapp categorises each line as it reads your statement — groceries, fuel, rent, salary. On the web you get a real table: search, filter, select a dozen rows and re-categorise them in one go.
| Date | Merchant | Amount |
|---|---|---|
| 24 Jul | GREEN HILLS | −600.00 |
| 22 Jul | PUER LOUNGE | −240.00 |
| 20 Jul | ROMPETROL | −700.00 |
| 15 Jul | Transfer to Aurelia | −8,000.00 |
| 05 Jul | SRL TECHSOFT SALARIU | +30,000.00 |
Nothing sneaks up on you.
Subscriptions, rent, utilities — finapp finds the pattern and puts what’s due next on your dashboard. Then it shows where your money actually goes each month, and how much of that you could realistically trim.
- Cchirie apartamentEvery 30 days−6,000in 3 days
- OORANGEEvery month−282in 6 days
- SSPOTIFYEvery month−109in 10 days
- NNETFLIX.COMEvery month−199in 12 days
- Rent6,000/mo
- Loan payment2,699/mo
- Cash2,000/mo
- Groceries1,752/mo
- Transport & fuel1,417/mo
- Eating out543/mo
Your loan, honestly.
What’s left, when it ends, and how much of it is interest. Try paying a little extra each month and finapp tells you exactly how many months and how many lei that would save you.
On your phone. On your desk.
The same account everywhere. Check your forecast on the bus, then sit down at a laptop to sort a month of transactions properly — the web version is built for exactly that.
- 18 AugATM MAIB−2,000
- 20 AugPETROM−650
- 05 SepSalariu+30,000
No bank passwords. Ever.
finapp never connects to your bank and never asks for your banking login. Your data enters only when you upload a statement yourself.
- ✓Stored in the European Union, isolated to your account
- ✓No ads, no trackers, nothing sold to anyone
- ✓Export everything or delete it all, whenever you want
What people say
“I love that finapp doesn’t just show me what happened with my money. It actually helps me understand what’s coming next. Seeing my balance forecast day by day makes it much easier to know what I can safely spend and what I need to keep aside.”
“finapp gives me a much clearer picture of how much money I actually have available. Instead of constantly checking my balance and calculating upcoming payments in my head, I can see what is safe to spend and plan ahead.”
“The way finapp keeps track of money I owe and money people owe me is incredibly useful. Combined with the spending forecast, it gives me one simple overview of where my money is going and where I’ll actually stand at the end of the month.”
Free. Every feature.
The forecast, the ledger, the loan simulator — all of it, at no cost, with no card and no trial clock. Paid plans may come later; what you use today stays free.
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